Free Wildfire Recovery Resources
Guides, tools, and information to help you navigate the recovery process after a wildfire.
We've compiled these resources to support Los Angeles wildfire victims through the recovery process. From documentation worksheets to informational guides and helpful external links, these tools will help you navigate insurance claims, government assistance, and rebuilding efforts.
Emergency Resources
If you're currently experiencing an emergency due to an active wildfire, please contact emergency services immediately:
Helpful Tools
Free Guides & Worksheets
Download these resources to help you document your losses, understand your rights, and navigate the recovery process.
Insurance Claim Documentation Checklist
A comprehensive checklist to help you properly document all losses for your insurance claim.
Fire Damage Property Inventory Worksheet
Detailed worksheet to catalog and value personal property lost in a fire.
Business Interruption Loss Calculator
Spreadsheet to help business owners calculate financial losses due to fire-related interruption.
Post-Fire Legal Rights Guide
Understanding your legal rights and options after experiencing property loss from a wildfire.
Navigating FEMA Assistance Programs
Step-by-step guide to applying for and receiving FEMA disaster assistance.
Insurance Claim Appeal Letter Templates
Pre-formatted templates for appealing denied or underpaid insurance claims.
Additional Help
Helpful External Resources
These organizations provide valuable assistance and information for wildfire victims.
California Department of Insurance
Official resources for insurance-related information, complaints, and assistance for wildfire victims.
FEMA Disaster Assistance
Apply for federal disaster assistance and find recovery centers near you.
California Governor's Office of Emergency Services
Current information on wildfire status, evacuation centers, and state-level assistance.
United Policyholders
Non-profit organization providing guidance and advocacy for insurance policyholders.
Small Business Administration (SBA) Disaster Loans
Low-interest disaster loans for businesses, homeowners, and renters affected by wildfires.
California Contractors State License Board
Verify contractor licenses and find information on avoiding post-disaster fraud.
Common Questions
Frequently Asked Questions
Answers to common questions about wildfire recovery, insurance claims, and legal rights.
What is the first thing I should do after my property is damaged in a wildfire?
First, ensure your safety and the safety of your family. Once safe, contact your insurance company to report the loss as soon as possible. Take photos and videos of all damage before removing any debris or making temporary repairs. Keep receipts for all expenses related to temporary housing, food, and other necessities as these may be reimbursable under your policy.
How long do I have to file an insurance claim after a wildfire?
In California, you generally have at least 12 months to file a claim after a wildfire, but this timeframe has been extended to 24 months for recent major wildfires. However, it's best to file your claim as soon as possible. Check your specific insurance policy for claim filing deadlines, and be aware that certain documentation may need to be submitted within specific timeframes.
What if my insurance policy doesn't cover all my losses?
If your insurance coverage is insufficient, you may be eligible for additional assistance through FEMA, SBA disaster loans, or state programs. Additionally, if the fire was caused by negligence (such as utility company equipment), you might have legal recourse to recover damages through a lawsuit. Our attorneys can help evaluate your situation and identify all potential sources of recovery.
How do I document items that were completely destroyed?
Create a detailed inventory of lost items, including descriptions, approximate age, purchase price, and estimated replacement cost. Use photos from before the fire if available, credit card statements, bank records, and receipts. Ask friends and family for photos that might show your home's interior. Our downloadable inventory worksheet can help you organize this information systematically.
Should I accept the first settlement offer from my insurance company?
It's generally advisable to carefully review any settlement offer before accepting it. First offers are often lower than what you may be entitled to receive. Consider consulting with an attorney who specializes in fire insurance claims to ensure the offer adequately covers your losses according to your policy terms. Once you accept a settlement, it may be difficult to reopen the claim for additional compensation.
What if my insurance company is delaying or denying my claim?
If your insurer is unreasonably delaying, denying, or underpaying your claim, you may have a bad faith insurance claim. Document all communications with your insurance company. You can file a complaint with the California Department of Insurance and consult with an attorney who specializes in insurance bad faith. Our legal team can help you understand your rights and options for addressing claim delays or denials.
Have more questions? We're here to help you navigate the wildfire recovery process.
Need Personalized Legal Help?
Our experienced fire recovery attorneys are ready to help you navigate your specific situation and get the compensation you deserve.